India’s top favourite refer and earn apps

A fantastic way to generate some side income is through referral programmes. You only need to recommend the apps to your network of family and friends to start earning money. There are several refer and earn money apps available in the market that use original methods to reward or motivate users to recommend their products or services to others:

  • The reward may occasionally take the form of a further discount on purchases or use of the service.
  • Sometimes the reward is cash that can be spent on an app.

Here are the 5 genuine refer and earn apps you must know:

IDFC FIRST Bank MyFIRST Partner app

Utilize the IDFC FIRST Bank MyFIRST Partner app to swiftly earn passive income through personal loan referrals. You simply need to refer personal loans to your friends and family and, for every loan disbursal you receive a 1.5% payout flat. The program offers an opportunity to earn well over ₹50,000 per month through the referral program.

Google Pay

Google Pay is one of the most reliable payment apps in India. Thus, it could offer you the best opportunity to make money. Earlier, cash payments were common actual currency. Everyone now uses their mobile phone to make payments.

Since Google Pay is among the greatest refer and earn apps available, you can use this chance to earn money. You can promote all of your friends and acquaintances who don’t use Google Pay to download the app and earn money by referring them.


Investing in the stock market is the most effective approach to increasing your passive income. Upstox is one of the finest trading apps in India which allows you to invest in the IOPs, stock market, mutual funds, and more.

Each referral is paid a total of Rs 100, and you will receive Rs 100 each time anyone successfully signs up using your referral. Additionally, you will receive a bonus if your friend sells within the initial 30 days of membership.

You can earn Free Paytm cash by encouraging your friends to install this app using your referral link.

To enrol in the high-paying referral programs, you must download the IDFC FIRST Bank MyFIRST Partner app. Additionally, there are no joining fees. Anyone can work with IDFC FIRST Bank, whether they are a professional, stay-at-home mom, student, or retiree.


As it offers the chance to complete surveys and earn money by referring people to their website or app, ySense is one of India’s best refer and make applications. They have an appealing referral programme because they offer a 30% incentive, which is a sizable sum.

Other ways to earn money on ySense include watching movies, signing up for different websites, and downloading programmes through ySense offers. One of its best features is that there is no fee to do surveys or play games on ySense.

You can download some of India’s top refer and earn apps from the list above and get passive money into your bank account.

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